Interest On Loans
Product | Interest rate |
SME TL/CC | Floating and linked with PLR(Presently effective rate starts from 9.50% p.a.)
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HOUSING LOAN | For salaried : Floating and linked with PLR(Presently effective rate 8.75% p.a.)
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For Non-salaried : Floating and linked with PLR(Presently effective rate 9.00% p.a.)
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HOME EQUITY | For salaried : Floating and linked with PLR(Presently effective rate 8.75% p.a.)
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For Non-salaried : Floating and linked with PLR(Presently effective rate 9.00% p.a.)
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MORTGAGE LOAN | Floating and linked with PLR (Presently effective rate 9.00% p.a.)
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ASSET BACKED LOAN | Floating and linked with PLR (Presently effective rate starts at 9.50% p.a.)
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KCC | Interest @ 7% p.a. will be charged for one year or upto the repayment due date, whichever is earlier. In case of non-repayment within the due dates interest is applied at card rate. Beyond due date interest will be compounded half yearly.
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GOLD LOAN CONSUMPTION | Floating rate and linked with PLR. Present effective rate 8.50% p.a.
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MULTI PURPOSE GOLD LOAN | Floating rate and linked with PLR. Present effective rate 8.00% p.a.
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NRLM FOR WOMEN SHG | Upto 3 Laksh 7% p.a. 3 Lakhs to 5 lakhs 10% p.a. Above 5 lakhs 12.50 % p.a.
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CAR LOAN | Floating rate. Present effective rate is 8.20 % p.a.
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SRTO | Floating and linked with PLR (Presently effective rate starts from 9.50% p.a.)
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